Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
When I was 17 I wanted to own a Ferrari and exist in the fast lane. Even if I actually could have afforded the car, then I couldn’t have afforded the insurance to cover it. At 17 you are brand new to the world of driving and statistically you are more likely to call and make an insurance claim.
Mixing high-powered cars with inexperienced drivers is not something auto insurance companies are super-keen about, the possibility of a claim shoots tremendous with the price of the premium following it. When you are aged inexperienced, buy a low-powered, low value car to try and keep your car insurance premium to a minimum.
How to Cut the Cost of Car Insurance
When it is worth less then it will cost less to fix/replace when in your youthful exuberance you crash it. Typically the same logic actually applies to everyone, the lower the value of the vehicle and the lower the automobile insurance policy policy will be in most cases. Sports and superior cars will always cost more to repair in a accident so the insurance coverage will reflect this.
Fresh cars now feature myriads of anti-theft and driver aids that in many cases will help to reduce the price of insurance so keep close track of the spec sheet when viewing a new car. A good guideline is that less desirable and low value cars are cheaper to insure.
Era is a concern
We mentioned it above and it bears repeating. Generally the younger you are the higher your car insurance premium. This is down to inexperience and the youthful belief that bad things can never happen to you. The data say otherwise, which is often a shock to an unsuspecting young driver who ends up in a crash wondering how it happened to your pet.
.. Driving experience and age are usually linked which brings about a method of reducing your insurance premium – whatever age you are you will profit from advanced driving courses and many car insurers offer discounts for these qualifications. It may only be a five – 10 per cent investing in the course but on a premium of? 1000 is actually worth having the preserving and it will remain with you for years, so it should be a good investment, not to mention make you a better driver.
Keep adding to the no-claims bonus
Typically the more years you can accumulate without making a declare the better as most car insurers will give you a discount on your insurance for this. Effectively you are proving you are excellent business to have and because you haven’t made any claims then you are a good exposure to possible them to underwrite.
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There’s practically nothing that can be done here but keep your nose clean and don’t make a claim. In case you own a low value vehicle and dent it parking, you’d be advised not to make a claim on comprehensive insurance as it would reduce your no-claims bonus, likely to be for a small amount of cash and you may even finish up spending money on almost all of it based on excess.
In that case, provided you have not caused damage to every other vehicles or property, keep quiet, fix it yourself along with your saving on no-claims bonus will be sweet the next year – in time, if you have built up three or more years no-claims bonus, you can actually protect your bonus, meaning although you may make a subsequent claim you can’t lose your bonus.
Convictions aren’t cool
If you are an inner-city adolescent then an ASBO may be a badge of honour. Insurers are less impressed by convictions though, so it is best to prevent them if you can. Minor speeding offences are certainly not in the same category as serial killer though, so if you have a couple of points it will not be the end on the planet or have a major influence on your premium with respect to the insurer.
If you have got a garage, use it
What are garages for? In the event you ask the average person they’ll probably say for storing all the kids’ toys, the home health club, bicycles, the freezer and tumble-dryer. I have information for you all; the garage is designed to house your vehicle when you are not using it.
The truth that it puts a physical barrier between any opportunist thieves and your car is a real a valuable thing and car insurance coverage companies will recognise this and reduce your premium if you park in a garage overnight. Using your garage will save you money; keep in mind that get any easier than that.
Anti theft devices
Most contemporary cars come with immobiliser and alerts factory fitted of course, if you notify your insurer it will check to be sure these are to approved standards and may apply discounts if appropriate. You can get other devices that slosh around in the passenger footwell until you park and then fix to generally your steering wheel or gear-stick.
These are mechanised devices and some do attract further discounts if used, just do your research before buying. Thatcham is the organisation which marks security devices and usually a decent mechanical security device will feature its Thatcham approval very prominently alongside with any premium special discounts you may expect, so choose carefully.
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